Arizona Short Sale Experts - Thinking About Short Selling Your Home?

Juan Chaves and 365 Realty Solutions can help you sell your house.
Are you interested in Selling your home, but you owe more than the house is worth?
Are you uncertain of what to do?
Doing a short sale vs. just letting the house go to foreclosure might be a better alternative for you!!

What is a short sale?

There is more debt owed against a property than the property’s value.  In a loan default situation, (pre-foreclosure) the creditor(s) may be willing to agree to allow the property to be sold for less than the loan amount and/or accept less than (or “short”) the amount owed as payment in full.
Do you qualify for a short sale?

• Do you owe more than you house is worth?
• Are you facing foreclosure?
• Have you been denied a loan modification
• Have you suffered a recent hardship (job loss, loss of income, health issues, etc) that affects your financial stability

If you answered yes to any of these questions you might qualify for a short sale.   Calls us to discuss your specific situation, as each case is unique and there might be other reasons that make you eligible to do a short sale.

Will a short sale impact my credit, will there be any legal ramifications?

Yes a short sale will impact your credit, but the impact might be less than a foreclosure and many lenders and potential employers are starting to look at folks who participated in short selling their homes differently than the folks who just walked away.  Your credit will more than likely show the account as settled for less than full balance, but at least you made the effort to work with your creditor to get them as much as possible for the house and outstanding debt.  We encourage and ask all of our clients to discuss with the proper professional regarding all the implications that go with a short sale, We ask that you consult with your Accountant and Real Estate Attorney regarding any tax or legal questions that you might have regarding what liability you might have for doing a short sale.  As we mentioned earlier, each case is unique and each client’s financial situation is different and needs to be evaluated by their financial and legal representatives.  If you do not have anyone we can refer you to several CPAs and Attorneys for your consideration.

What are the costs?

Typically, the commissions for the real estate agents are paid for by the bank. 

Please contact me today to set up a consultation and discuss your situation and perhaps put you back in the path to a healthier financial future.

365 Realty Solutions Marketing Commitment

Our Goal is to help you sell your house.
We know that you have many choices when it comes to who you can use to list your house, but using an experienced, professional team will help you get more for your property and will help get it sold faster. 
We have a comprehensive marketing plan that will get your house the exposure it needs to get sold

1. We place your home on our website www.myhouseinaz.com and www.micasaenaz.com a site that gets thousands of visitors per month
2. We will drive buyers to your house through our advertising.  We advertise through Google Adwords and on Spanish Television on Telemundo we run weekly real estate infomercials where we showcase properties.  (if your property fits this demographic it will be marketed on TV), we also advertise on Telefutura/Univision.
3. Home will be placed in ARMLS
4. Real estate sign will be placed in front of house
5. Monthly email campaign to realtors showcasing our listings through ecampaignpro.com
6. Open Houses will be held at clients request

If you are in a situation where you owe more than your house is worth, we can help as well, we are excellent short sale negotiators and can have a free consultation with you to discuss the possibility of doing a short sale, please contact us for more information!! But don’t wait until it is too late and the bank forecloses on your property.  Banks are finally beginning to understand that they must work to get short sales done as it is going to be the only way to stop the foreclosure mess that we are all in, so they are more willing to get things done.  CALL US FOR A FREE CONSULTATION.